Whether your credit is clean, has a couple of dings, or is somewhat messy... Continental Mortgage Services, Ltd. prides itself on getting approvals for all grades of credit!

In many cases, the credit report is the big key to getting your mortgage application approved. The credit bureaus give us a visual history of your ability to make payments in a timely manner. Based on your credit history, a credit score is given and reflects your credit grading (A+, A, A-, B, C, or D). While there are circumstances that can create some late payments and negative credit, we still have a program to get your mortgage approved provided you qualify under those guidelines. For an accurate and correct pre-qualification or pre-approval, we need the following information forwarded to us via fax, email, or over the phone:

• Full Name (include middle initial and jr., sr., etc)
• 2 Years residence history including complete addresses (please include the zip code)
• Social Security Numbers for each borrower
• Date of Birth for each borrower
• Annual income

A credit report will be pulled at no cost to you to determine a response. If you have any questions about your credit, Continental Mortgage Services, Ltd. provides free credit counseling to help you repair your credit history. Feel free to contact us with any questions, and we will provide a quick response.